Applying for a credit card can be frustrating. Not knowing whether or not you will be approved is annoying, but what can you do about it?
Chase has come up with a way to lessen the stress and put your mind at ease. With Chase prequalification, you can check the likelihood of getting approved instantly, instead of having to wait for slow staff to tell you.
In this article, we’ll be explaining how to prequalify for a Chase credit card and why it’s such a great tool.
Online Chase Prequalification
Let’s start with the easiest and most convenient method of prequalification, online.
- First, you will need to head to the Chase prequalification webpage located here.
- From here you will be asked to enter your name, address, and the last four digits of your Social Security number (SSN).
- After checking the box to confirm you understand that this is not an official application, simply click “Find My Offers”.
What comes up will be a list of credit cards you have prequalified for. If you see an option that you like, you can immediately apply by clicking on it.
If you aren’t pre-qualified for any credit card offers, you will see the following message:
We are unable to locate any offers for you at this time.
This may be because you have opted out of “pre-screened” offers from Chase and other companies or you have recently responded to another offer from Chase.
However, we may still have products to meet your needs. Please continue to chase.com
How Do You Prequalify for a Chase Credit Card In Person?
If you prefer to take care of these matters face to face, simply go into your local Chase branch and ask about pre-qualification offers.
If you’re not already an existing Chase customer, you will need to give them the same information as you would online, your name, address, and the last part of your Social Security number. They will then be able to show you any Chase credit cards you’re pre-qualified for.
Prequalifying for a Chase Credit Card Via Mail
If you are an existing Chase customer, and already meet the criteria they look for in a cardholder, Chase will likely send you an offer confirming that you have prequalified. If you like what they send you, simply complete the enclosed application and send it back to Chase.
Be wary when using this method however, by applying through the mail you are only seeing a single offer sent by Chase, this prevents you from seeing any other potential options.
While the ability to prequalify for a Chase credit card is a great and useful tool, it is important to remember that prequalifying does not guarantee eventual approval.
It allows you to see your options while having no impact on your credit score, and while it does increase your chances of being approved, in the end, it’s still up to Chase once they receive your official application.
We hope you found this guide useful and wish you the best with any applications you submit!