How to Liquidate Visa Gift Cards: Turn Visa Gift Cards Into Cash

How to Liquidate Visa Gift Cards Turn Visa Gift Cards Into Cash, June 2021

While there is nothing wrong with a Visa gift card, there might be a time when you want to turn it into straight cash.

Visa gifts can be versatile but there might be a few applications where they are unusable. In times like that, you are going to want cold hard cash.

Fortunately there are many solutions on how to liquidate visa gift cards. Find an option that is convenient for you and hop to it. Before we jump into how to liquidate visa gift cards however, let’s first break down what it means to liquidate so we are all on the same page.

What Is Liquidation?

The process of liquidating something simply means that you are turning it into some form of money.

While gift cards are close to money, they do not carry the same freedoms that come with cash.

By liquidating your cards, you are getting cash for them which in turn can be used for any purpose.

Now that we’ve covered that topic, let’s hope into how to liquidate visa gift cards.

#1: Add It To Your Venmo Wallet

One of the easiest ways to quickly turn that visa gift card into usable cash is to simply add it to your Venmo wallet.

We have written a few articles on Venmo and how to use it as well so if you are new to the website, you can quickly get all the information that you need.

Once you have made an account on the site, all you have to do is head to the option that will allow you to add a gift card.

Once you have entered in all the information that is on the visa, it will now be in your venmo wallet and can be used for your purchases.

If there are any issues redeeming your visa gift cards, don’t worry at all. Simply contact Venmo support and they will help you resolve any of your problems. Before long, you’ll be able to buy whatever you have been dreaming of.

Venmo is a great choice for liquidating your visa gift cards as you can easily transfer the money to your bank account as well.

There are no fees that come along with this transfer unless you opt for an instantaneous transfer. If you can wait, the money will be in your account in roughly 1-3 business days.

#2: Add It To Your PayPal Wallet

The next solution on how to liquid visa gift cards is to use another online wallet service, PayPal. PayPal was founded back in 1998 and has been one of the staple websites when it comes to online payments.

PayPal is simple to use, however if you still need assistance we have plenty of information on our site that can help you out.

To liquidate your card on PayPal, you are going to click on your wallet at the top of the page and then link a card. Once you have entered all the relevant information, just click add card and you are ready to use it.

When it comes to answering how to liquid visa gift cards, PayPal makes the solution extremely easy. In four simple steps you can have your money onto your wallet and ready to be used.

Similarly with Venmo, if you get any error messages or are having trouble linking the card, you can contact PayPal support and they will help solve everything for you.

#3: Gift Card Exchange Kiosks

If you don’t have a Venmo or Paypal, but still want to figure out how to liquidate visa gift cards, there are still several things that you can do. Inside of many shopping malls there are kiosks that will allow you to do a gift card exchange.

With some of these kiosks you will be required to enter the information manually, but with most all you have to do is swipe and it will get all the relevant information. Once you have done this, you will have a variety of options to choose from

You can turn your gift card into other cards, however what you are looking for is straight cash.

Consider the offers that they have there and if you see one that you like, accept it. A voucher will print and all you need to do is take this to the customer service desk the kiosk is near.

Please note with gift card exchanges you are not always going to get the full amount of money back for your card.

While bigger retail store gift cards might come close to the original amount, you will struggle with smaller niche stores to get the amount you desire.

That’s okay however as you don’t have to accept any offer you don’t like. Gift card exchanges are extremely convenient when figuring out how to liquidate gift cards and work great as an alternative to Venmo or PayPal.

#4: Sell the Gift Card Online

This works similar to gift card exchange kiosks, but instead of selling it to a machine, you are going to be selling it on a website.

There are websites out there like CardCash which will validate your gift card and then buy it for you at a preset amount.

As mentioned above with gift card kiosks, always check your balance and what you are being offered before you accept.

If your card is digital, all of this can be processed immediately as digital visa cards can easily be transferred from one person to the next.

If it is a physical card however, you are going to have to mail your visa gift card to them. Fortunately some websites pay for postage, although you are going to have to wait a few days till they obtain it.

Our final note is to make sure the website you are using is reputable before you make an exchange.

We recommend CardCash as it is a verified service, however there are plenty more websites out there that will help you with how to liquidate visa gift cards. Be careful out there to ensure you don’t get scammed out of your money.

#5: Swap the Gift Card with A Family Member or Friend

If you are planning on exchanging the gift card with someone else, exchanging it with a family member or a friend is the best way to do it.

Why is this? Family members or friends often aren’t looking to get a deal out of you and instead will give you the full amount for the card.

Using a website service or finding someone online to buy the card will often result in you not getting the full value back for the card.

If this concerns you, simply talk to your friends and family and find someone who is interested. You shouldn’t have any problem getting the full amount from them.

#6: Buy and Return

This is an easy solution on how to liquidate visa gift cards, however many people are uncomfortable with doing this.

Take your visa gift card to a store, make a purchase, and then simply return what you have just bought. They will have to offer the return and then issue you money.

If you are uncomfortable with getting money in this way, you can wait a few days before returning the item to create the illusion like you were planning on keeping the item. There are a few things to consider when attempting this method however.

First, in some states and cities buying an item with the intention of returning it is illegal.

Although it is highly unlikely anything is going to happen, we cannot encourage illegal behaviour and strongly suggest looking up laws in your city before attempting this.

Second, the store might not have a cash return policy. If they only offer in store credit, you will not get any money back for your card, but instead find yourself in a position that is even more limiting. Make sure you read up on the store policy before you make this purchase.

Third, a store might get upset if they notice that you are constantly doing this. If you repeatedly go to the same store to liquidate visa gift cards, you are going to eventually be banned from using the store. To counteract this, simply use multiple stores.

Finally, some people view all of this as a moral grey area. You aren’t profiting off the store as the visa is going to reimburse them for the payment, however many feel guilty buying something with the intention of returning it. If this concept makes you uncomfortable then simply pick any other strategy on this list for how to liquidate visa gift cards.

#7: Buy a Money Order

Another easy way on how to liquidate visa gift cards is to place a money order at a major retailer or store.

Many stores allow you to purchase money orders, however you might want to check up on this before you go in. Another note is that not all stores offer money orders to be bought with gift cards so this is another thing you are going to want to check.

When you have purchased the money order with your gift card, simply deposit the order into your account and you are finished.

This is a really easy way and it is fast if you know a store that will give you this money order. Placing too many money orders however can lead to people investigating you for something that is known as structuring.

Structuring is the act of carrying out financial transactions in a pattern to avoid things being on record. While you shouldn’t have to worry when you are liquidating your gift cards, it is still something you want to keep in mind. To avoid ths, simply use the method occasionally.

#8: Use the Gift Card Normally

Many of these other solutions on how to liquidate visa gift cards have involved exchanging it or trading it with someone, but why not use it yourself.

At the end of the day, a visa gift card is still viewed as cash by many stores and can be used in the same manner.

Before using the card, just check to make sure the store accepts gift cards and that there isn’t a credit card fee on your transaction.

You don’t want to be throwing away money on your card if it isn’t necessary. Frankly speaking, it’s the easiest method out there and will easily allow you to buy whatever you want.

#9: Buy, Trade, and Sell

This is by far the most difficult solution on how to liquidate visa gift cards, however if you are up for a challenge and looking to have some fun, this could be something for you to do.

Go to any store and make a purchase using your gift card. Once this is done, look to trade your new purchase online or sell it to someone.

If you make a trade, you can then use that new product you have obtained to do the same thing.

Essentially you can have an endless cycle of trades where you go about buying and selling.

At any point if you are bored you can simply sell the product for cash. People who are smart can easily use this method to make some extra cash but as we mentioned, it’s quite difficult to do.

Hopefully this answers any questions on how to liquidate visa gift cards. With so many different options out there, it is just a matter of finding something that works for you.

Before you know it you will have turned that visa gift card into that sweet hard cash that you have been desiring.


There you have it. Gift cards, especially Visa gift cards, are incredibly helpful for purchasing products or signing up for services without the full commitment that a real debit or credit card has.

Unfortunately it's not as easy to liquidate a gift card, but it is possible and now you have some very handy knowledge when it comes to the flexibility that these temporary cards provide.

Give a Comment