Need to activate Chase Sapphire card? The process is both fast and easy. In this post, I highlight the various methods you could use to activate your card.
The Chase Sapphire card is popular for good reason, and getting your hands on it is an excellent idea if you use your credit card to handle all of your major expenses.
However, before you can start using the card, Chase requires you to activate it. Luckily, the process is neither complicated nor lengthy, and you can complete it with ease in a matter of minutes.
In this post, I discuss the two methods you can use to activate Chase Sapphire card. But before I do, here are some more details about the card.
How You’ll Get Your Chase Card
After you get approved for the Sapphire card, it should arrive in your mail within ten business days.
The card typically comes with a copy of your cardholder agreement, which details your interest rate, rewards, and perks the card offers. It also includes information about how you can create an online account.
You must make sure you read the fine print before you begin using the card – you don’t want to be caught off guard with fees you didn’t expect.
After you’ve read the fine print and understood the benefits the card offers, you can use either of the two activation methods highlighted below.
How to Activate Chase Sapphire Card?
The first and most popular way of activating a Chase Sapphire card is by visiting its portal, and you can complete the process in minutes. Here’s what you need to do:
- Navigate to the Chase Verify page.
- If you’re a first-time Chase cardholder, create an account on the portal. Else, log into the portal like you usually do.
- If you’re a first-time cardholder, you will need to enter your card number, account number, application number, and social security number to create an account. Make sure you have these details handy.
- After you complete the sign-up process, log into the portal, and navigate to the “My Accounts” section.
- Find your card in the section, and click on it. Then click on the activation button.
That’s it, your Chase Sapphire card is now activated.
#2 Over the Phone
Some find activating the card over the phone a lot more convenient. It doesn’t take much longer than the online process, so if you have a few minutes, here’s how you can activate Chase Sapphire card:
- Dial 800-432-3117 if you have a personal Sapphire card. If you have a business card, call Chase at 888-269-8690.
- You will be prompted to enter the last four digits of your credit card number, so make sure you have it at hand when you begin the process.
- The robocaller will then prompt you to enter some more information. Follow the prompts to finish activating your card.
Is There A Way to Check If My Chase Card Is Activated?
If you’re out and about, you can make a purchase to find out if your card has indeed been activated. However, there’s also a way to check if it’s activated by visiting the portal.
All you need to do is navigate to the “My Accounts” section on the Chase portal and check if your card’s information is showing up. If it is, your card has been activated, and you don’t have anything to worry about.
If you have any queries about activation or find that your card isn’t activated, you can reach Chase’s customer support team at 1-800-935-9935.
How Long Should You Wait After Completing Activation to Use the Card?
Typically, there are no wait times as such, and you can begin using your credit card right after activating it.
However, at times, the card takes a few minutes to activate. If you’re having issues with your card post activation and are unable to transact with it, you can call up Chase at 1-800-935-9935 and report the problem.
Can I Use the Chase Sapphire Card Without Activating It?
You will not be able to use the Chase Sapphire card without activating it. However, your account with Chase will remain open.
You may think that since the credit card isn’t in use, it won’t affect your credit score. However, that is not the case.
Your credit limit is connected to your credit score’s debt-to-income ratio, which makes up for 30% of your credit score. Even if you do not activate Chase Sapphire card, it will affect your credit score.
It’s also important to note that you will be charged the annual fee regardless of your card’s activation status.
What Is the Best Way to Activate the Card?
There’s no such thing as the ultimate activation method. There are only two ways of activating a Chase card: online and over the phone.
You can pick the method you find most convenient. Both methods take about the same time to carry out, and neither of them require you to pay an activation fee.
However, since the online method requires you to create your online account with Chase, activating online saves you time in the long run. You won’t spend a few more minutes later to create an online account when you need to check your statement or make a transaction.
Regardless of which method you choose, though, you must remember to read your cardholder’s agreement.
The finalized interest rates and rewards may vary from what you were promised, and learning about them at the earliest is the best way to circumvent unexpected charges.
And with that, you know how to activate a Chase Sapphire card. It’s easy, you only need to do it once, and after completing the process, your card will start to work right away.
The rewards the card offers make it an excellent alternative to using a debit card or paying with cash, and now that you know how to activate it, you are one step closer to availing of these benefits.